Last 18 month witnessed large scale erosion in your market related investments. Worst hits have been the market related insurance policies from private insurance players.

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Ever since the concept of paying different merchants using a simple plastic card was introduced by Ralph Schneider and Frank X. McNamara, life has never been the same. Today, it is much simpler to carry a credit cards in your wallet than carrying a whole lot of cash.

As a finance professional, it gives some satisfaction when your prediction about the market comes true, but as the markets have tumbled and my own value of investments come down, I am not happy.

After I wrote the piece that By start of Next Fiscal you expect Sensex to Cross 10500 mark, the markets for once rose and crossed 15000 mark, again to fall below 11000 mark, albeit momentarily.

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The primary focus of every concerned and responsible parent is to be able to provide a good life for their children and make sure they have the best of everything – education, food, clothes, everything in the true sense of the word. One sure way of changing that from just wishful thinking to actual possibility is to start saving for your children as soon and as early as possible.

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The Sensex after touching 23000 mark has now breached 13000 level closing below 12000 mark. Usually, the share market experts, or that’s the way some people would like them to be believed, believe in predicting the markets on the lines of movement in the markets. These very pundits believed markets to cross 30000 mark when the sensex was at its peak.

I had contrarion view at that time. Only one thing that can move index northwards is the growth in supply industry. Rest everything follows it.

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